Reasons to Be Encouraged, Yet Chaos Continues

February 14, 2024
Hosted by Ferenc Toth

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Episode Description

The farmer protests in Europe should become a wake-up call. The European Union's nature restoration law, was attempting to set legally binding "Green New Deal" style targets to restore at least 20% of the EU's land and sea areas by 2030. Europe is dealing with increasing food prices. Taking agricultural land out of productive use reduces food production. One of the most basic human needs is food. It hurts people and the economy. It hurts lower income the most. This makes no logical sense. Farmers are conservationists. They want their land to remain productive. It is how they make their living and take care of their families. Farmers don't need unelected bureaucrats, most with no farming experience, telling them how to do their jobs. This is a common thread with government. Do you want government bureaucrats telling you how to do your job or run your business? No. That is ridiculous. What government leaders, both elected and unelected, need to understand is that the American people don't want them to do anything except keep our country safe and secure. Do their job and stay out of our lives. We just want them to leave us alone! The only way they will learn this lesson is for us to vote them out. We need to replace them with representatives that will represent us, not themselves or their own agenda. I predict 2024 could become very chaotic. Risk in 2024 likely will be highly elevated. We are in uncharted political waters. Market risk will likely be higher. - Market risk will likely be higher. Protect your money. Reduce your market risk. Diversify. Have some guaranteed assets. - The government will be pressured to increase revenues as debt increases. Raising taxes is one method. Create a tax-free bucket of money. Your Personal Bank dividends are interest rate sensitive and will thrive in a higher interest rate environment. Dividends are likely to increase for the next several years due to higher interest rates. Your Personal Bank funds grow income tax-free and you can access tax-free. This shields you from likely higher future tax rates. You can grow your money safely, with guarantees, tax-free, and highly liquid. Contact me at if you want info on how to thrive financially in 2024.

Your Personal Bank

Wednesday at 11 AM Pacific on VoiceAmerica Business Channel

Your Personal Bank TM is a financial concept that strategically integrates financial tools from the banking and insurance industries to continue growth on funds even when you access them for other purposes. Ferenc will share how Your Personal Bank can enhance returns on investments, including real estate, reduce the cost of borrowing, and safely create positive arbitrage. Ferenc will also share how the rapidly increasing interest rates will likely increase future returns and positive arbitrage.

Ferenc Toth

Ferenc is founder of Your Personal Bank TM. He is passionate about helping people gain control of their money, create tax-favored income, and having access to more funds over their lifetime! He has a knack of explaining complicated financial concepts in a simple and easily understood manner. Ferenc gets people to think and empowers them to better understand the financial tools they are considering. He actively educates for financial literacy. Ferenc’s company continues growing rapidly with over 5000 clients and a dozen advisers. Ferenc has personally advised over 1000 clients and mentored many advisors over his 20+ year career. Ferenc has been and is annually recognized by several financial and insurance institutions as a top advisor. He has been honored many years as a top 10 adviser nationally. Ferenc is a General Agent. Unlike most agents/advisors General Agents work directly with financial institutions and typically have an extensive level of experience and knowledge. Ferenc proudly served in the Fife and Drum Corps, 3rd US Infantry, “The Old Guard”, US Army. The Old Guard is the Army's official ceremonial unit and escort to the president. The Fife and Drum Corps is one of the premier musical units in the US Army. Ferenc performed in many ceremonial functions at the White House and various events around the country including the Indianapolis 500 and Kentucky Derby. Ferenc is a semi-professional bass trombonist. He performs in various groups including church orchestra

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Episode Directory

February 2024

  • 2/14/2024: Reasons to Be Encouraged, Yet Chaos Continues Listen Now test
  • 2/7/2024: What is the Role of Government? The Answer Affects the Future of Our Economy, Money and Our Freedom Listen Now test

January 2024

December 2023

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